Digital banking

Modern payments for digital banking

Power your digital banking platform with easy payments, real-time insights, and tools to grow deposits.

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What’s slowing down
banking platforms?

Outdated payment infrastructure

Legacy systems can’t keep up with user expectations for speed, flexibility, and reliability.

High operational costs

Maintaining outdated systems and handling manual workflows increases expenses and limits scalability.

User experience gaps

Slow transactions, limited payment options, and loose integrations lead to frustration and lost customers.

How we help

Modern solutions to move digital banking forward

Account funding

Reduce new account abandonment by letting customers fund their accounts and start using them immediately—no waiting, no drop-offs, just seamless activation.

Fund with a card

Fund an account by pulling funds from another bank account with a debit card.

Loan disbursement

Disburse funds instantly using RTP or push to card.

Instant transfers

Enable instant money movement between user’s accounts at other institutions with real-time options.

Push & pull from card

Supercharge external transfers with debit cards for real-time money movement.

Loan repayment

Allow users to make a loan payment with a debit card with a capped interchange rate from the card brands or with ACH.

In-app card acceptance

Offer small business users new ways to accept payments—directly from your mobile banking app. Turn digital banking into the point of sale with Tap to Pay on iPhone and Android.

Enable better payment acceptance

Use Moov to help your small business users accept payments and settle funds directly to their bank account at the financial institution.

Payment links & QR codes

Bridge the gap with in-person payments using QR codes. Users scan the code to pull up the payment link & complete their payment.

See acceptance options →

Automated merchant onboarding

Becoming a merchant takes a few short steps, with automated and AI-assisted KYC and underwriting from Moov.

Hosted or embedded onboarding

Capturing data is easy, but handling exceptions with a great UX takes time. Use our experience to get to market faster.

Form shortening

Ask for less and improve accuracy. Fetch business details from an email address and autocomplete addresses.

More about onboarding →