Flexible pricing.
From emerging startups to scaling enterprises,
Moov has you covered.
Standard pricing
No setup fees or hidden fees with a $500 monthly minimum. Pay as you go and get everything you need to start moving money.
Custom pricing
Design a custom plan that works for you. Available for businesses with large payment volume or unique business models.
What’s included.
Accept payments directly or allow your users to accept payments.
Moov wallets can be funded for payouts or be used for merchant services.
Send payouts to linked bank accounts or to other Moov wallets.
Issue single-use virtual cards for corporate spending from Moov wallets.
Money movement
Get access to every payment method in a single integration. Get the features you need to embed payments into your app.
Card acceptance
Accept payments via credit/debit cards and digital wallets like Apple Pay and Google Pay.
Per successful charge for U.S. domestic cards.
$0.15 is charged per transaction or refund regardless of outcome.
+1.5% for international cards.
Accept contactless payments using compatible iPhone or Android devices.
Per successful charge for U.S. domestic cards.
$0.15 is charged per transaction or refund regardless of outcome.
+1.5% for international cards.
Automatically update saved card details when customers’ cards expire or are replaced.
Per update.
Manage chargebacks and payment disputes with built-in resolution tools.
Per dispute.
Instant payments
Send real-time payments directly to bank accounts, settling within seconds via TCH RTP® or FedNow®.
Per transaction.
Minimum fee:
50¢
$5.00
cap
Instantly send funds to debit cards via card networks.
Per transaction.
Minimum fee:
50¢
$5.00
cap
Schedule a payment to be sent to a debit card at a later date.
Per transaction.
Account funding transactions allow you to instantly fund an account using a debit card. Available to eligible financial institutions. Fee cannot be charged to the end-user.
Per transaction.
Bank debits & transfers
Transfer funds to bank accounts via ACH within the same business day.
Per transaction.
Transfer funds to bank accounts via ACH, settling on the next business day.
Per transaction.
Receive updates from banks about changes to customers’ ACH account details.
Per update.
Handle failed ACH transactions due to insufficient funds, closed accounts, or incorrect details.
Per return.
Address ACH return codes (e.g., R05, R07, R10, R29) for unauthorized transactions.
Per return.
Moov wallets
Store funds and automate money movement between Moov accounts.
Moov wallets make it possible to store funds, automate payouts from collected funds, and instantly transfer funds between Moov accounts. Each Moov wallet has a balance and a ledger of all debit and credit activity.
Per active wallet, activity defined by having a balance at any point in a given month.
Payment links
Send a link or have your user scan a QR code to complete a payment or payout.
Generate shareable links to accept payments without coding.
Waived for accounts with standard pricing.
Customize digital receipts with your branding for a seamless customer experience.
Waived for accounts with standard pricing.
Invoices
Create branded invoices for your customers to pay online.
Create and send branded invoices for your customers to pay online. Email receipts and reminders are included.
Per paid invoice.
Virtual cards
Moov is a licensed issuer processor of Visa commercial debit cards. Program restrictions may apply.
Instantly create virtual cards for secure vendor payments.
Per virtual card.
Handle transaction disputes with built-in tools for resolution.
Per dispute.
Moov accounts
Get access to every payment method in a single integration. Get the features you need to embed payments into your app.
Instantly verify customer bank accounts for secure transactions.
Per instant validation attempt.
ACH micro-deposits are free.
Verify external bank accounts for payments and transfers.
Per validation attempt.
$500 monthly minimum.
Ensure compliance by verifying business identities during onboarding.
Per business.
Verify individual identities for regulatory compliance and fraud prevention.
Per individual.
$0.50 per individual per month.
Generate and distribute 1099-K tax forms as required for merchants accepting card payments via Moov.
Per business.
For businesses utilizing card acceptance, push to card, or pull from card services
Per business.
Detect and prevent fraud with real-time transaction monitoring.
Waived for accounts with standard pricing.
Ensure compliance with PCI DSS for secure payment processing.
Per business.
Data products
Your data is just that, yours. Get immediate access to events as they happen to add to your Kafka queue or store in your data warehouse.
Periodically sync Moov data to your data warehouse for analytics and reporting.
Per transaction.
$500 monthly minimum.
High payment volume or unique business model?
If you don’t see what you’re looking for, we can still help find the right path for your business. Talk to us about your transaction volume to get the best pricing with flexibility to grow.
Keep more of what
you make.
Moov customers keep on average 97.3%¹ of sales from card payments and 99.5%² from pay by bank.
For illustration purposes.
¹ Based on a $300 card transaction with a blend of card-present and card-not-present rates.
² Based on a $300 ACH debit transaction. Cost does not include bank account verification.
- 72%
- Interchange fees
- Card networks pay interchange to the issuing banks of cards. The interchange rate varies based on a number of factors, including customer type, debit vs. credit, and the data included with the payment.
- Card network fees
- Card brands charge fees per transaction for operating and maintaining the payment network.
- 3%
- PCI compliance and risk
- This built-in cost includes PCI compliance for merchants and continuous risk monitoring across all payment activity on the platform.
- 25%
- Moov services
- Moov continuously invests in providing a stable and scalable platform and releases new features as rapidly as we can.
Get started today.
Let’s discuss your unique needs and show you how Moov can help. We can build something together.