Flexible pricing.

From emerging startups to scaling enterprises,
Moov has you covered.

Standard pricing

No setup fees or hidden fees with a $500 monthly minimum. Pay as you go and get everything you need to start moving money.

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Custom pricing

Design a custom plan that works for you. Available for businesses with large payment volume or unique business models.

Contact sales →

What’s included.

Accept money

Accept payments directly or allow your users to accept payments.

Store money

Moov wallets can be funded for payouts or be used for merchant services.

Send money

Send payouts to linked bank accounts or to other Moov wallets.

Spend money

Issue single-use virtual cards for corporate spending from Moov wallets.

Multiple payment rails

One interface to transfer funds between any two sources, using any payment options. Learn more

Transfer groups

Create transfers that kick off when a previous transfer is completed. Chain multiple transfers together to handle complex flows easily.

Automated onboarding

Setting up your users is fast and simple, even when things go wrong.

Thoughtful documentation

Docs are part of the product. You'll find ours to be beautiful, thorough, and thoughtful.

Moov features →

Money movement

Get access to every payment method in a single integration. Get the features you need to embed payments into your app.

Card acceptance

Online card & mobile wallet payments

Accept payments via credit/debit cards and digital wallets like Apple Pay and Google Pay.

Interchange+ + 0.60% + 15¢

Per successful charge for U.S. domestic cards.

+1.5% for international cards.

Tap to Pay Summer 2025

Accept contactless payments using compatible iPhone or Android devices.

Interchange+ + 0.50% + 15¢

Per successful charge for U.S. domestic cards.

+1.5% for international cards.

Card account updater

Automatically update saved card details when customers’ cards expire or are replaced.

25¢

Per update.

Disputes

Manage chargebacks and payment disputes with built-in resolution tools.

$15.00

Per dispute.

Custom pricing available for businesses with large payment volume or unique business models.

Instant payments

Instant RTP credit

Send real-time payments directly to bank accounts, settling within seconds.

0.95%

Per transaction.

Minimum fee: 50¢
$5.00 cap

Instant push to card

Instantly send funds to debit cards via card networks.

0.95%

Per transaction.

Minimum fee: 50¢
$5.00 cap

Custom pricing available for businesses with large payment volume or unique business models.

Bank debits & transfers

ACH debit

Pull funds from customers’ bank accounts using ACH payments.

0.50%

Per transaction.

Minimum fee: 25¢
$5.00 cap

ACH same-day credit

Transfer funds to bank accounts via ACH within the same business day.

40¢

Per transaction.

ACH next-day credit

Transfer funds to bank accounts via ACH, settling on the next business day.

25¢

Per transaction.

Notice of change

Receive updates from banks about changes to customers’ ACH account details.

$5.00

Per update.

ACH returns

Handle failed ACH transactions due to insufficient funds, closed accounts, or incorrect details.

$5.00

Per return.

Unauthorized returns

Address ACH return codes (e.g., R05, R07, R10, R29) for unauthorized transactions.

$15.00

Per return.

Custom pricing available for businesses with large payment volume or unique business models.

Moov wallets

Store funds and automate money movement between Moov accounts.

Moov wallet

Moov wallets make it possible to store funds, automate payouts from collected funds, and instantly transfer funds between Moov accounts. Each Moov wallet has a balance and a ledger of all debit and credit activity.

50¢ monthly

Per wallet.

Waived for certain use cases.

Custom pricing available for businesses with large payment volume or unique business models.

Payment links

Send a link or have your user scan a QR code to complete a payment or payout.

Payment links

Generate shareable links to accept payments without coding.

Included

Waived for accounts with standard pricing.

Branded receipts

Customize digital receipts with your branding for a seamless customer experience.

Included

Waived for accounts with standard pricing.

Virtual cards

Moov is a licensed issuer processor of Visa commercial debit cards. Program restrictions may apply.

Virtual card creation

Instantly create virtual cards for secure vendor payments.

15¢

Per virtual card.

Disputes

Handle transaction disputes with built-in tools for resolution.

$15.00

Per dispute.

International payments

Accept payments from customers around the world in multiple currencies.

1% + 30¢

Per transaction.

Custom pricing available for businesses with large payment volume or unique business models.

Moov accounts

Get access to every payment method in a single integration. Get the features you need to embed payments into your app.

Instant bank account validation

Instantly verify customer bank accounts for secure transactions.

75¢

Per instant validation attempt.

ACH micro-deposits are free.

Third-party bank account validation

Verify external bank accounts for payments and transfers.

$1.50

Per validation attempt.

$500 monthly minimum.

Verified business (KYB)

Ensure compliance by verifying business identities during onboarding.

$4.50

Per business.

Verified individual (KYC)

Verify individual identities for regulatory compliance and fraud prevention.

$2.50

Per individual.

$0.50 per individual per month.

IRS Form 1099-K issuance

Generate and distribute 1099-K tax forms for eligible businesses.

$5.00 annually

Per business.

Transaction monitoring

Detect and prevent fraud with real-time transaction monitoring.

Included

Waived for accounts with standard pricing.

PCI compliance

Ensure compliance with PCI DSS for secure payment processing.

Included

Waived for accounts with standard pricing.

Custom pricing available for businesses with large payment volume or unique business models.

Data products

Your data is just that, yours. Get immediate access to events as they happen to add to your Kafka queue or store in your data warehouse.

Data Sync

Periodically sync Moov data to your data warehouse for analytics and reporting.

Per transaction.

High payment volume or unique business model?

If you don’t see what you’re looking for, we can still help find the right path for your business. Talk to us about your transaction volume to get the best pricing with flexibility to grow.

Contact sales

What is interchange++?

Keep more of what
you make.

Moov customers keep on average 97.3%¹ of sales from card payments and 99.5%² from pay by bank.

For illustration purposes.
¹ Based on a $300 card transaction with a blend of card-present and card-not-present rates.
² Based on a $300 ACH debit transaction. Cost does not include bank account verification.

What goes into the rest?
72%
Interchange fees
Card networks pay interchange to the issuing banks of cards. The interchange rate varies based on a number of factors, including customer type, debit vs. credit, and the data included with the payment.
Card network fees
Card brands charge fees per transaction for operating and maintaining the payment network.

3%
PCI compliance and risk
This built-in cost includes PCI compliance for merchants and continuous risk monitoring across all payment activity on the platform.

25%
Moov services
Moov continuously invests in providing a stable and scalable platform and releases new features as rapidly as we can.

Get started today.

Let’s discuss your unique needs and show you how Moov can help. We can build something together.