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Cookies Policy

Moov Financial, Inc. (“Moov”, “us”, “our”, or “we”) is the provider of a technology platform and related APIs (collectively, the “Moov Platform”) through which Moov, in conjunction with one or more financial institution partners, enables users to establish and maintain an account through which users may link existing payment methods to initiate payment transactions (the Moov Platform, the account, and any related services, are collectively, the “Payment Processing Services”).

As of the “Last Updated” date above, Moov operates two public websites, www.moov.io and https://fintechdevcon.io (each, a “Website” and collectively, the “Websites”). Depending on the type of account you have with Moov, you may be able to log-in to the Moov Platform through www.moov.io.

This Cookies Policy explains how Moov uses cookies and other tracking technologies and how you can control them. We hope that this policy helps you understand, and feel more confident about, our use of this technology. Please periodically visit this page to review updates to this Cookie Policy.

1. What are cookies?

Cookies are small text files that are stored on your computer or mobile device. They are widely used in order to make websites work, or work in better, more efficient ways. For example, they can recognize you and remember important information that will make your use of a website more convenient (e.g., by remembering your user preferences). You can instruct your browser to refuse all cookies or to indicate when cookies are sent, but this may impact the operation of our Websites and the services offered through our Websites. Unless you have adjusted your browser settings so that it refuses cookies, our Websites will use cookies in some manner.

2. What cookies do we use?

Below are the different types of cookies we may use on the Websites.

2.1. Necessary / Essential Cookies. These cookies enable our Websites to function properly, help authenticate users and facilitate the log-in process (if applicable), and detect and prevent fraud. Without these cookies, we may not be able to provide certain services or features, or the services or features may not function properly or perform as smoothly for you as we would like.

2.2. Functionality / Preference Cookies. In some circumstances, we may use functionality or preference cookies. These cookies allow us to remember the choices you make while using the Websites and to provide enhanced and more personalized content and features, such as customizing a certain webpage, remembering if we have asked you to participate in a promotion, and to provide other services you request. All of these types of cookies are designed to help us improve your visit to and use of the Websites.

2.3. Tracking / Analytics Cookies. We and third parties (e.g., Google Analytics or Hotjar) may use tracking or analytics cookies, including web beacons, on our Websites or in marketing e-mail messages or newsletters. We use these cookies to collect and analyze how you interact with us, including on our Websites, to improve our Websites and communications with you, and to track the actions of our users (such as email recipients).

2.4. Social Media / Advertising Cookies. We embed certain services (e.g., from LinkedIn and Twitter) on our Websites. We may use information from cookies placed by these services to identify and measure the success of our marketing or advertising campaigns.

3. How do third parties use cookies on the site?

Our Websites contain first-party and third-party cookies. First-party cookies are placed and read by Moov directly when you use our Websites. Third party cookies are not set by Moov, but by other companies and their services. We may not have direct access to these third-party cookies, although we may use information arising from the cookies to customize content and for the other purposes described in this Cookies Policy. These companies also may transfer this information to other parties where required to do so by law or where such other parties process the information on their behalf. To learn about these third-party cookies, please refer to the relevant third party’s website as shown below:

4. How can you control cookies?

Most browsers allow you to view, manage, delete, and block cookies for a website. Be aware that if you delete all cookies then any preferences you have set will be lost, including the ability to opt-out from cookies as this function itself requires placement of an opt out cookie on your device. Guidance on how to control cookies for common browsers is linked below.

For additional information, see https://allaboutcookies.org/how-to-manage-cookies. Again, please note that by disabling or blocking any or all cookies, some features of or services through the Websites may not operate as intended, or you may not have access to features or personalization available through the Websites.

Specific third party cookies can also be managed via the following links:

Finally, the Digital Advertising Alliance provides a consumer choice tool at optout.aboutads.info that allows you to opt-out of many companies’ cookies.

5. How do we respond to DNT (“Do Not Track”) browser signals?

In compliance with California AB 370, Section 22575, we have a responsibility to inform you that the Websites do not take any specific automated action in response to browser Do Not Track signals or other similar mechanisms (collectively, “DNT signals”). As specified above, there are actions that you can take to restrict or eliminate the use of tracking technologies within the Websites. No actions are taken automatically in response to DNT signals on the Websites, however.

6. Contact Information.

If you have any further questions about this Cookies Policy, please contact us at [email protected] or by phone at 1(855) 977-MOOV.